Medical Bills and Bankruptcy Birmingham Attorney

Discharging Medical Debt through Bankruptcy

The healthcare system has left many people paying unmanageable bills for even routine medical care. An unexpected illness, an auto accident resulting in injury, or simply requiring medical care while uninsured can cause any responsible person to lose control of his or her finances.

The Beason Law Group, through experience, is familiar with the legal aspects of medical debt, and can help you take the steps out of this debt. Medical debt is classified under Chapter 7 bankruptcy as a dischargeable debt. Through a Chapter 13 filing, you may also be able to reorganize your medical debt and repay a portion or all of it over an extended period of time.

To find out more about your options for dealing with medical debt, contact our law office Link to Contact Us in Birmingham to schedule a free initial consultation.

Discharging Medical Debt: Your Bankruptcy Options

It is not uncommon for the cost of medical care to exceed health insurance policy limits. Certain surgeries, medical procedures, or care of an ongoing medical condition may quickly drain an individual’s insurance. Being unable to work adds to the financial and emotional stress of the situation.

Medical debt is considered unsecured debt, and most unsecured debt can be completely eliminated through Chapter 7 bankruptcy. Eligibility for Chapter 7 bankruptcy is determined through a means test. Even if you are not eligible for debt liquidation through Chapter 7 bankruptcy, you may find the relief you need through Chapter 13 bankruptcy.

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If you are dealing with overwhelming amounts of medical debt, talk to a bankruptcy lawyer who can help you determine whether bankruptcy is your best option. Contact our law firm today to schedule a free initial consultation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.